Contractors.Direct Guides: How to Convert Your Fit Out Cost into Instalments

Contractors.Direct Guides: How to Convert Your Fit Out Cost into Instalments

One of the first thoughts that will spring to mind when contemplating a fit out project for your business or home is “How much will it cost?”. Depending on the size and scale of the project, a fit out can be an expensive investment.

However, putting the hefty knock to your pocket aside, the keyword to keep in mind here is “investment” – as this is exactly what the cost of a fit out is, investing in the future growth and success of your business.

As you might already know, the benefits of a good fit out are endless. Improved productivity and efficiency, better functionality and aesthetics, maintaining employee wellbeing and retention, attracting new clients or customers – the list goes on and on. Yes, you’ll have to spend a lot in one go, but you’ll end up reaping the rewards in the long term.

That being said, it’s difficult for a business or household to cover the total cost of a fit out at once. It can be a huge financial burden that puts pressure on your business or household expenditure.

Fortunately, there’s an easier way to get the fit out of your dreams without emptying your bank account or taking out a high-interest loan – pay it in instalments. We’ve written many blogs covering the topic of fit out costs, as well as the payment alternatives available, and now we’ve put it all in one easily accessible place.

Spend money to make money

Commercial fit out and renovation projects are a necessary investment to aid the success of your business. Not only does a well-executed fit out create a functional and aesthetically pleasing space, but it also improves employee productivity, health and wellbeing, as well as attract and retain customers or clients.

But as crucial as these improvements are to your business’s bottom line, it can be a costly endeavour to undertake.

No matter what sector or industry you’re in, one thing that’s common across the board is the expensive price tag of a fit out – especially in Dubai, one of the most extravagant cities in the world. If you would like some more insight into what you can expect to spend on a fit out for your business, then check out the appropriate blog topic below:


Beware of hidden costs

The worst part is that even when you think you have the final amount of what a fit out would cost your business, there are many other factors and hidden fees that arise as construction begins, increasing the total figure. For a more detailed look at what hidden costs and factors increase the total amount of your fitout project, the below blogs offer some great insight:

Solid budgeting goes a long way

Naturally, one of the best ways to help avoid your fit out project becoming an endless pit that you need to keep shovelling money in is to have a solid budget in place and never deviate from it. By having a proper plan of action that details all expenses and costs that need to be covered, you can keep track of how much money you’re spending and ensure that you don’t spend beyond your means.

Here are a few guides to help you craft a budget for your next fit out project:

Convert your fit out cost into instalments

Even the most meticulous planner and penny-pincher can’t avoid the high costs associated with a fit out. If you want a successful fit out and interior design that is both functional and aesthetically pleasing, it will come with a hefty price tag. The good news is that every penny is an investment that aids the future growth of your business – so, it will end up paying for itself in the long term.

Fortunately, you don’t have to worry about making a huge dent in your cash flow or capital by paying cash or taking out a high-interest bank loan to afford your fit out project.

Contractors.Direct and their well-known finance partner now allows businesses in the UAE to alleviate capital expenditure and ease financial pressure by providing our clients with the option to convert their fit out cost into instalments when they select a qualified contractor via the Contractors.Direct portal.

With fit out finance you can enjoy:

  • Finance up to AED 3.5 million

  • Payback in 36 monthly instalments

  • No early repayment fees

  • Rates from 4.7% flat per annum

  • Interest-only on first 6 payments

Learn more about how fit out financing can benefit you by reading our blog on the topic.

Need help with your fitout project?

Not only can we help with financing for your fit out project, but we can also help find the perfect fit out contractor for the job.

Contractors.Direct offers a curated database of thoroughly vetted, quality contractors, interior designers and interior architects who can bring your vision to life, on time and on budget. Get in touch with us and we’ll be happy to connect you with the right people for the job.